Industry FInTech

Position: Lending Analyst
Company: (Stealth FinTech Startup)
Location: Aventura, FL
Type: Full-Time | Compensation: Salary + Bonus + Equity Options

About Us:
We're a stealth-mode FinTech startup revolutionizing how Americans access short-term capital through smarter, faster, and more transparent payday lending. With a product-first approach and deep financial infrastructure, we're redefining what it means to serve the underbanked with dignity and innovation. Our team is small, agile, and laser-focused on launching and scaling a responsible lending platform that works for real people.

Position Overview:
We are looking for an Analyst with 2–4 years of professional experience, ideally in banking, lending, or financial services. This is a high-impact role for someone early in their career who wants to be on the ground floor of a game-changing FinTech startup. You’ll work directly with leadership to analyze performance, optimize lending strategies, support decision-making with data, and help build the operational backbone of our lending engine.  Required in-office position located in Miami.

Key Responsibilities:

• Analyze loan performance data to identify trends, risks, and optimization opportunities.

• Develop dashboards, models, and reports that inform product, credit, and growth strategies.

• Support underwriting model development by working with product and data teams.

• Monitor KPIs such as default rates, approval rates, and customer acquisition costs.

• Conduct competitive and market analysis to inform pricing, risk management, and growth.

• Collaborate cross-functionally with product, operations, and compliance to support daily execution and strategic planning.

• Assist in creating investor reports and internal performance updates.

Qualifications:

• 2–4 years of experience in an analyst role within banking, lending, financial services, or FinTech.

• Proficient in Excel and data analytics tools (e.g., SQL, Python, Looker, Tableau, or similar).

• Strong analytical thinking with the ability to interpret complex data into actionable insights.

• Familiarity with consumer lending, credit risk, and regulatory frameworks is a strong plus.

• A self-starter with a founder’s mindset—resourceful, curious, and energized by building from scratch.

Why Join Us:

• Be part of a core team building something that matters from the ground up.

• Influence major decisions and help shape the future of the product.

• Work in a fast-paced, startup environment where your work has immediate impact.

• Gain exposure across business, compliance, product, and operations.

Compensation & Benefits:

• Competitive salary + performance-based bonus

• Equity Option Plan

• Health, dental, and vision insurance

• 401(k) with employer matching

• Flexible work environment

Ready to build the future of lending with us?
If you're analytical, entrepreneurial, and ready to dive into a hands-on FinTech environment, we want to hear from you. Apply now and help shape the foundation of our firm.